LoveMyLifeInUtah.com in Salt Lake County

Benjamin, was great. He captained us through our loan process. Trust me it was not a simple loan. I wouls recommend him and plan having him do my next loan.

10/10 I would recommend Ran Life and Wendy Nance to anyone looking to buy a home/refinance. They are incredible and won’t stop till you are in your home!

Eric Mabon at ran life real estate has gotta be the most helpful, respectful, and professional person we have had the opportunity to work with! Always answered our questions with super helpful answers and just made the process for finding a house super easy! Same goes to our realtor Scott Merrill 👍🏼 Love you guys!!

RanLife was awesome! The process went extremely smoothly and quick. We were able to close much faster than I anticipated. The communication and teamwork with them was incredible. I will definitely be recommending any friends or family there way!

Ben was by far the best loan officer we could have asked for. He went above and beyond and explained to me every single part of the process that I could fully understand all my options at any given time! You should use Ben and if you don’t, you should. Ok? Ok. Cool.

The purchase of our home was difficult to say the least due to the loan type we were getting. But I have to say that with both Teresa West the realtor and Heather Binau the broker they answered all my questions and stress with care and understanding. I will absolutely recommend you again.

Jake was knowledgeable, patient, and a pleasure to deal with. Solved a variety of issues and was appropriately flexible as needed, while providing excellent advice and solving problems with obvious skill and understanding. Made some difficult deadlines and was always available when it mattered.

Had the most amazing experience buying my first home with RanLife. My loan officer Bryton Quick is the best in the business! He was there all the way helping me with all the documents needed and encouraging me even when we put in offers for homes I liked and was not accepted. I almost gave up, but Bryton didnt. Got me a great interest rate and took time explaining to me what I didnt understand. I couldnt have more blessed! He went above and beyond to help me through this process because my sources of income were more than one and that took patience, and an LO willing to help to put together (Bryton Quick), but he never gave up! Easy to communicate with and always returns calls on time. You want to get a home? You will be blessed to have Bryton as your LO!

Chris went above and Beyond helping us secure a loan. When I first contacted him we didn’t qualify but told me what I needed to do to qualify and I kept him in touch with our progress and we finally got approved! He was nothing but amazing and I would use him again if I ever have the need of a loan.

I was blown away with the strategies and options that Benjamin Clower showed me. I was told by others that the changes in the market made it impossible to get the loan we wanted, but Ben came with strategies that made the impossible look easy. What a difference having a true expert on your side can make.

I have had 2 mortgages and several refi with ranlife.i prefer to keep the same mortgage management company and ranlife met my needs. My loan servicer is knowledgeable and works to seal the deal.

Ive know and worked with Ben Clower at RANLife Home Loans for over a year now and have found him to be extremely knowledgeable in mortgage and finance. He has been very resonsive to questions and concerns that Ive had and made some excellent suggestions on ways to structure mortgages and real estate deals, and also how I can help my young adult children build their credit ratings. Ben is very professional, yet very easy to talk with, and is a straight shooter. Highly recommend Ben Clower and RANLife Home Loans.

This has been THE worst experience. We started out with one loan officer, then he left and the new loan officer didnt even have all the information needed...the gathering of everything needed for what should have been a quick sale, is STILL in process. We have been trying to complete this loan for 8 months now....I do NOT recommend this company!

This was a pleasant experience to work with this agency. They are really go getters and worked very hard to to get us what was needed. I would definitely recommend them to friends & family. Thank you for all the hard work you did for us. You all are fantastic!

So much lack of communication, got a pre-approval from this place, Loan officer was Kendall fujioka. However once we went under contract communication stopped. I had documents sent from his assistant with lots of spelling errors, incorrect addresses. No work was even done for my file. Got a call day before due dates, appraisal was never ordered. And he has told me to just bail out of the house. No explanation nothing! Followed the guidance of the loan officer and almost lost my job because of it (due to transfer paperwork and working in a different city for the location of the home)Was sent a letter of denial 2 weeks after dead lines and having to pull out of the offer and having no communication for a whole month!

Kimball Kolibas & his team at RanLife saved our deal! He took over our file and was able to get us to the closing table in less than 2 weeks. He’s extremely thorough, professional, & transparent. I’m so glad he came into our radar and I will be referring him to all my friends and family!

Tyler Ropelis was our loan officer. We reached out to him early on in hopes of buying a home. I had just started as a 1099 employee which required a lot more hoops to jump through than a W2. He helped navigate all of that, and though it took some time, when we were finally in a position to buy, he referred us to Dave Jenson, an incredible real estate agent. Between the two of them, we found a home that was just what we needed at a rate and price that we were pleased with. There were a few hiccups due to external factors, but again this excellent team went to work and everything was resolved and we closed on time. Well Done! This is a team I would highly recommend!

Benjamin Clower was my loan officer and it was the best experience Ive had when refinancing my home. He provided me with multiple options and gave his professional opinion on which option would be the most beneficial for me long-term. The whole process was smooth and easy. Amazing loan officer and amazing company.

Matthew Barrett was such a pleasure to work with. I highly recommend him to anyone looking for a Loan Officer. He was so unbelievably informative and helpful. He went above and. beyond in every way. Super quick and easy loan approval and closing process. He was available all hours for any questions and very fast response time. Definitely highly recommendThe whole company was fast with document preparation. Thank you so much for everything. My family and I truly appreciate everything and so happy with our new home.

Wendy Nance, a RANLife Home Loans Loan Officer, is a seasoned mortgage professional who makes it a priority to stay abreast of all the home financing programs available. She is also a very creative in creating loan packages that accommodate college graduates with student loan debt. We were so honored to work with her over the last three years to prepare for and execute the sale of our first home. She walked closely with us every step of the process. She educated us on small details like how to shop around for home owners insurance, ensured that our paperwork was completed with excellence and also maintained consistent communication about the closing process. She has helped us to make our dream a reality and is a true Godsend. With her leadership and the support of her RanLife team, we were able to navigate the purchase of our first home; despite the challenge of having to factor in student loan debt. The best part is that our mortgage is going to be paid directly to them, so we dont have to be concerned about our loan being sold in the future. Wendy and the RanLife team have been so wonderful to work with! If you are looking for a people-first mortgage company, committed to excellence and available to educate you along the way; give Wendy a call. You will not regret it!

Matthew Barrett was my loan officer and he did an excellent job! He was very honest and forthcoming throughout the whole process. I appreciate his timely communication and consistent patience. If it wasn’t for Matthew, I wouldn’t even be in my home. I highly recommend him and I will be using him again in the future!

Brandon is probably the most helpful person in the world! It took us months to find a home and there were lots of hiccups along the way but he was always available and always working to resolve issues. We even managed to close early! We feel so grateful to have worked with a loan officer that treats us so respectfully and more like a friend than a client. 1000% recommended!

Our loan officer, Nick Caldwell was so professional and helpful. He always kept us informed about how the loan was proceeding. He answered all of our questions quickly and expertly. Refinancing was so easy and fast. We will definitely recommend him to others.

Great company, my loan officer is Aaron Reed and he took care of my refinancing getting me a great rate on my mortgage. Always communicated every step of the way. RANLife is a great company I would recommend to refinance

Best people to work with. We did our first loan with RanLife and eventually did our refinance through them as well. Josh went above and beyond to make sure we got what we needed! I really feel taken care of with RanLife!Thank you!!!

We originally started our refinance with our mortgage company. We submitted all of the information they needed in record time, only to sit and wait for over two months waiting on any information we could squeeze out of them. I would call once a week to see when we would be closing and if they needed anything else. Getting information from them was like pulling teeth. The company kept assuring me everything was fine and it was taking so long because of the backlog due to COVID19. After two months of waiting I called again and finally got ahold of someone that told me that our loan was denied. Even though it was a VA loan , great credit score , and good debt to income ratio. Turns out that they said we had a (one late payment on our mortgage. Which was not an actual late payment they raised our payment and we did not send the extra $23.00 so they did not post it once we figured it out the payment was considered late. So after two months of time being wasted I contacted RANLife and explained my situation, and if it was possible for them to help us refinance. They looked up everything while I was on the phone and said they could have us closed in about a month. They did everything they could to expedite the process including using the previous appraisal and termite inspection. We were able to get everything in and closed in just over a month. They were so helpful every time I had a question they answered and never seemed bothered by how silly I thought the question to be. Jeff who I was working with even answered my question while he was on Vacation. My wife and I keep saying we do not know why we just didnt start with them in the first place. I can not give enough praise to this company. If you need a mortgage or refinance there is no need to shop around just start with RANLife.

I cant say enough good things about my experience with this lender. They worked with me over a period of about 15 months while I searched for a property. Many of the properties ended being a dud, but they stuck with me and guided me through. Advice was literally on tap when I needed it. They think outside the box compared to every day commercial banks and lenders. Other lenders would not touch our property because it was rural and on bigger land than urban residences. They made the loan work and we closed last week. Their fees are very reasonable..actually the cheapest I could find too. Special thanks to Krystal Nellis...I will never forget this experience. I highly recommend them.

RANLifes team is amazing, they work diligently at each task that was before them. Im very impressed by the way they looked at my situation and advised me how to make my home refinance the best terms/rates I could get. Then they quickly made it happen Thank You RANLife and God bless you all.

I had an absolutely horrible experience the beginning of this year with another realtor and loan agency called Emperiq Financial( they lost us our earnest money and the house due to lack of communication and were an absolute pain and disappointment)But Cameron at RANlife and his team got us back on track. Our Realtor-Olivia Bostwick and our financial Guru-Thomas Walkingshaw gave us back our confidence to keep looking. They worked hard and communicated with us every step of the way. After getting out bid time and time again by cash offers they found us an amazing home and moved with such speed and communication between themselves and us we were blown away! I am happy to say RANlife helped us above and beyond what I had expected. I would and WILL recommend this company and the people who helped us to anyone and everyone I know. They have been Amazing!

An amazing and efficient operation, we were able to go under contract within 24 hours of touring a home. Not three weeks later, we received keys and closed on that same property. This is the greatest home loan company to go through! Everybody is very helpful and available to answer any questions or concerns you have.

Thanks to RANLife Home Loans I was able to buy out my siblings and purchase the home that belonged to my parents. My mother died before changing her will, but she wanted me to make sure that no one else obtained her home in my lifetime. My loan officer, Kristi Behrens, was amazing. She is the sole reason that I am now a first time home owner at the age of 66. She walked me through the entire process step by step. She found answers and solutions when I didn’t think there were any. Thank you Kristi and RANLife!! I will forever recommend you to anyone and everyone.

Our experience with RanLife Home Loans was mediocre at best. The process started out strong, but declined quickly. Communication was always a problem. We asked our loan officer over and over again to communicate often with us and to please include both of us on any communications. This never happened and we were usually the ones to reach out for progress reports on the refinance. We felt as if we were constantly asking for information and were told wed hear back "in a few hours", but we would need to call again the next day to get the promised info. Twice during the process our loan officer did not follow through on time sensitive steps. Over the entire process we caught several small errors that needed to be corrected. Our closing was set back until much later in the day due to another error, but we didnt receive notice that we would be delayed until we were on our way to the closing. We did receive funding before our lot closing date, but the process was unnecessarily stressful.

Chris Todd Miller with RanLife Home Loans is excellent! I had the opportunity to with him on the purchase and refinance of my home. Chris made the processes easy and ensured that we got the best rates. I highly recommend working with Chris!

I thought I was in for a great experience. RANLife was the lender on my parents home and their experience was great.Mine however was the opposite. I understand that as a first time home buyer in this market I am a very small fish in a very hectic and large ocean. But Im still paying good money for their "services."Through my whole home buying process I never once had a contact with my loan officer on the phone. Ive never heard his voice.He was incredibly difficult to get in contact with. We only communicated through texts, and then only after lengthy delays. My phone calls were never returned. When I would hear back from him or more often from his assistants. I would be given hard numbers that I would agree to in our conversations and then would send documents with much higher rates and payments without notifying me or explaining where all of this extra charge was coming from.I was misquoted my APR, closing costs, and fees multiple times that were hundreds if not thousands of dollars different.This happened up until the day of signing where I was told Id find out the final numbers when I showed up to sign at closing.He was also completely unavailable to my realtor for the whole month between my offer getting accepted and closing and I had to act as a go between for them to work together.If it wasnt for my loan officers assistant who acted basically as a go between this whole time, I would have missed my closing date.This whole process was the most difficult and nightmarish ordeal of my young life.0/10 would never recommend.

We refinanced using Krystal Nellis as our loan officer and she was absolutely amazing! The process was smooth, she emailed everything and we were able to do most of the process online. She even sent a notary over to our house when it was time to sign for everything.I would definitely recommend RANlife and Krystal for your next refinance.

RanLIfe Home Loans was amazing! They were professional, thorough while explaining everything and were completely accurate with their timeline. It was a smooth process. They helped me get my financial life back in order. I would highly recommend RanLife to anyone who is wanting help with their Home Loan. This is a company that is honest, trustworthy and easy to work with. THANK YOU to Troy Anderson, he is a wonderful employee.

RANLife was AMAZING to work with. We cant thank Taylor enough- He helped us in so many ways! He was patient with us while we worked on our credit, and when the time was right, he was all in! He got the ball rolling quickly, always keeping us in the loop at each step, and explaining everything as many times as we needed (A lot). Suzanne explained the home buying process and really helped us prepare for what was to come. She showed us so many houses, all around our schedule. She helped us pin-point things that were important to us, to look for in a home, which we hadnt done yet. She never got tired our endless questions, worries, or anxieties, and we always felt better and full of positivity after speaking/ meeting with her. Taylor and Suzanne got us into our dream home faster than we ever expected in this market, and Taylor even offered to help us move. Who does that?! You guys made 1st time home buying a breeze, were so lucky we chose RANLife and had the opportunity to work with Taylor and Suzanne. We still cant believe that this house is really ours. We love our home! THANK YOU FOR EVERYTHING!

Taylor at Ran life was awesome to work with. I was going through a divorce with my wife and having a really hard time and he was great to work with. All of the documentation and approvals were fast and efficient I would totally recommend them.

This isnt the first time Ive used RANLife. I dont know if Ill ever use another lender again. James C. has been helping me and there isnt anyone more on the ball than he is. Closed on a home loan in a very timely manner. He was super at providing all upcoming documents needed from me. I provided them, he delivered!

This is my second time working with Lance for a loan. He goes out of his way to make sure you understand everything regarding the loan and that you feel personally taken care of. He takes into consideration your reasons for what youre doing and is able to offer all the options that you may not have even realized you had. I would absolutely recommend working with him for all mortgage needs.

Kyle Smart handled our purchase so efficiently and professionally. Kyle and his team were able to help us navigate the house buying process so smoothly from preapproval all the way to closing. I can’t say enough good things about RANLife and how easy they made the process. The constant communication really helped us feel comfortable and confident. I will 100% be coming back to Kyle next year to refinance my home. 10/10. Will be recommending and referring RANLife to all of my family and friends.

The team at RANLife just guided me through the purchase of two investment properties. Absolutely fantastic process from start to finish. Responses to my questions were timely and everyone on my team were the utmost in professionalism. Their rates were competitive and most importantly, the walked me through all my options and every detail of my loans. Also important to me is their portal and the ease of servicing my loan and everything is great. All in all, just an outstanding experience and highly recommended.

I am a Veteran who used a VA home loan, Logan Riddle and Dylan Robinson helped me navigate the process with ease! They were quick to respond to any questions I had, and make sure I am aware of any materials they need from me promptly. When I closed I had a very tight time table and they recognized the need for speed and made the process a breeze! I would highly recommend RANLife, Logan and Dylan specifically!

I have now purchased two different homes through two different loan officers and companies and I am SHOCKED at how different the experiences were. This was a dream! Chris was amazing! He sat down with the underwriter when things were getting iffy and down to the wire so we were able to get everything we needed. He communicated extremely well. He called regularly to give updates. He was willing to take out call/text any time and day. Best loan experience thus far

Absolutely wonderful experience. James C was our loan officer and he made everything so easy and straightforward. He was very upfront about everything and when I had questions ( as a first time home buyer there were many), he always answered them and responded back to me via email typically within a couple of hours, usually faster though. This was such an “easy” process, easy in the sense that I knew what I needed to submit, when the deadline was, etc. Thank you RanLife and thank you james for making this a wonderful experience for us!

Scott and his team Andy Young went above and beyond at RANLife Home Loans to make buying my first home an incredibly easy and straightforward process. They were on top of all e-mails and quick to respond if I ever had any questions. I received professional and helpful service on my first home purchase. Every question I had was answered in a timely manner. Scott and Andy both were very easy to talk to and made sure I understood everything that was presented to me. I was very pleased and the professionalism demonstrated by both Scott and Andy far surpassed my expectations. As a first time home buyer, I really appreciated their honesty and transparency through the mortgage process. I will use them again in the future and I highly recommend them! AL M.

I had the most amazing first time home buyer experience with RANLife Home Loans.Nick Caldwell​​ who was my lender was extremely amazing, available any time, and knowledgeable about every question I had. Everything went smooth and fast, I loved that I was able to close on my home earlier than I thought! I have no regrets choosing RANLife Home Loans and Nick Caldwell, I highly recommend them to anyone.

We worked with our Loan officer, Chris Miller, for our first mortgage in 2016. We just closed with them last week for our new home. They were professional, communicative, and quick! We were building a home and it ended up being finished earlier than we expected and Chris was able to get us to closing in less than 4 weeks.We chose Ran Life over the builders preferred lender because we have seen they have our best interests at heart. Would definitely recommend to friends, family, and strangers.

My husband and I really enjoyed working with both RANLife Home Loans and the RANLife Realtor teams. We purchased our first home and they were very helpful every step of the way! They were always there if we had any questions or concerns and responded in a timely manner. They listened to what we desired and wanted and helped with the home finding process. We are very happy we used RANLife and would recommend them to anyone! They also got us a great rate and worked with our financial situation to get us the best financial outcome.

We had the best experience working with RANLife and we are so happy we decided to go with them for our home loan. We worked with another company prior to them and we were not happy at all with their service. Our friend recommended RANLife and we are so thankful for that! We specifically worked with Braden and we could say a million wonderful things about him. He was so professional and was on top of everything. He was quick to respond to us through email, phone calls, and texts. He knew his information and had the best customer service. Paperwork was completed quickly and he was able to get us an amazing interest rate along with closing quickly! Out of everyone we worked with throughout the home buying process, Braden was the best and we will be recommending him to everyone looking to get a home loan. Thank you so much Braden for helping us get into our first home!